Secure Today's Low Rates for 90 Days!
Your Path to Homeownership Starts Here
Bad Credit? Self-Employed?
BEST RATES FOR PRIVATE MORTGAGES
Bad Credit? No Problem! – We specialize in helping clients with low credit scores.
Fast Approvals – Get pre-qualified in as little as 24 hours.
2ND Mortgages – Up to 85% LTV
Get personalized advice and find the perfect mortgage to match your unique financial situation
Bad Credit? Self-Employed?
We Can Help You Secure a Mortgage!
Get Approved Even with Bad Credit or Irregular Income.
Bad Credit? No Problem!
We specialize in helping clients with low credit scores.
Low Down Payment Options – Flexible solutions tailored to your needs.
What We Offer
Home Equity Line Of Credit
Construction Mortgages
Construction for Farms/Acreage
Refinance - Lower Your Monthly Payments
2nd Mortgages up to 85% LTV
Private Mortgages Including New Build Condo Up to 80% LTV
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WHY CHOOSE US
Secure the most competitive mortgage terms. We work with a vast lender network to save you money and time.
EXPERT GUIDANCE
Years of experience navigating the mortgage market, ensuring you get the best advice.
PERSONALIZED SOLUTIONS
Tailored mortgage plans to fit your unique financial situation and goals
ACCESS TO TOP LENDERS
We work with a wide network of lenders to secure the most competitive rates and terms
Fill out yout details below and get all the rates sent right to your inbox
WHY USE A MORTGAGE BROKER
We are here for Canadians like you who are looking to fall in love with their first home, move up to their dream home or vacation property, or renew a mortgage using the equity in a home for everything from renovations to debt consolidation.
SERVICES WE OFFER
BUYING
We guide you through the entire new mortgage process, from budgeting and pre-approval to closing.
Our experienced mortgage brokers secure competitive rates and tailored options, helping you understand all costs and maximize your savings. We work with you to ensure a smooth, confident journey to homeownership.
REFINANCING
We simplify your refinancing journey, from exploring options and securing competitive rates to final paperwork.
Our brokers analyze your credit, assess your needs, and manage all lender communication. We guide you through cost considerations and required documentation, ensuring a smooth process to achieve your financial goals.
RENEW
We empower you during renewal, leveraging your homeowner status to secure optimal rates and terms.
Our brokers compare over 50 lenders, analyze loan options, and advocate for fee waivers. We handle the complexities, providing expert advice to ensure a seamless and financially advantageous renewal process, saving you time and money.
PRIVATE MORTGAGES UP TO 85% LTV
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Amandeep Vaid
I had the pleasure of working with Pritpal Kalsi as my mortgage broker, and I cannot recommend him highly enough. From start to finish, Pritpal demonstrated the highest level of integrity, honesty, and transparency throughout the entire process. He is exceptionally hardworking and consistently went above and beyond to ensure I received the best possible outcome.
Pritpal truly has his clients’ best interests at heart, and his dedication to providing excellent service is clear in every interaction. He and his team made the mortgage process seamless and stress-free, offering expert guidance at every step.
If you’re looking for a mortgage broker who is trustworthy, professional, and committed to your success, I highly recommend Pritpal and his team. Thank you for all your hard work!
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ASEEM ANAND
Working with Pritpal and his firm has been an outstanding experience from start to finish. Their deep expertise in the mortgage process truly set them apart, providing invaluable support and guidance every step of the way.
What impressed me most was their exceptional understanding of the market, which allowed them to navigate complex situations with ease. They have built strong relationships with various financial institutions, which not only streamlined the process but also offered me a range of tailored options to choose from.
Communication was a highlight of the experience. I received regular updates at every stage, ensuring I was never left in the dark. This level of transparency made me feel confident and informed throughout the entire process.
Can I get a mortgage with a low credit score?
Yes! We work with lenders who specialize in bad credit mortgages.
How do self-employed individuals qualify?
We offer alternative income verification methods, making approvals easier.
What interest rates can I expect?
Rates vary based on your situation, but we’ll find the best possible option for you.
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